Tried and True Workarounds for Using Afterpay on Amazon

If you’re a frequent Amazon shopper, you’ve probably noticed that the popular payment option Afterpay isn’t accepted by the online store. While Amazon does not directly accept Afterpay, there are two workaround options for paying for Amazon items using Afterpay: single-use payments and Amazon gift cards. Continue reading to find out more.

Afterpay Explained

Afterpay is a digital payment company that lets customers divide their purchases into interest-free installments. Customers can make a purchase on a retailer’s website, select Afterpay as their payment method, and then pay in four equal installments over a six-week period. This business strives to provide customers more financial flexibility while still allowing them to enjoy their goods right away.

The Amazon Environment

Amazon did not officially offer Afterpay as a direct payment method as of the most recent information update in September 2021. Amazon, on the other hand, constantly evaluates and adjusts its accepted payment methods to reflect consumer preferences and trends. It’s crucial to remember that payment methods and partnerships might change over time, so customers should stay up to date on any changes to Afterpay’s compatibility with Amazon.

Implications for Consumers

Customers who like the installment-based payment structure that Afterpay provides may be disappointed by the absence of Afterpay as a direct payment option on Amazon. However, keep in mind that Amazon’s payment methods are susceptible to change, and new collaborations may develop in the future. In the meanwhile, customers can look into other payment options on Amazon or use Afterpay for purchases on other e-commerce platforms that offer the service.

What You Should Know

You can buy Amazon items directly from the Afterpay app with a single-use payment, which works exactly like a regular Afterpay payment.

If your Afterpay single-use payment is saved as your default Amazon payment method, your next Amazon purchase will be denied.

Some Afterpay customers can purchase Amazon gift cards, albeit their availability may be limited by your area or Afterpay account age.

Start the Afterpay app. You can use the Afterpay app to shop directly on Amazon and pay with a single-use payment. Currently, does not allow single-use payments.[1]

Single-use payments allow you to shop at stores like Amazon that don’t normally support Afterpay while still paying in six weeks of interest-free installments.

Shop on Amazon and add items to your shopping cart. Simply use the Afterpay app to shop on Amazon as you normally would.

Amazon will prompt you to log in if you haven’t already.

When you’re ready, check out. Please confirm your contact information and shipping address.

At the payment screen, click Add a credit or debit card. The bottom-right Buy now, pay later button will become active.

If you’ve previously used other payment methods on your Amazon account, tap Payment method, then + Add new in the upper right-hand corner to view the Add a credit or debit card option.

Check that the default payment method box is not selected. If it is, Amazon will attempt to utilize your single-use payment information for your next purchase, which will be refused.

Select the Buy now, pay later option. Follow the on-screen prompts to enter your total purchase price, including shipping and taxes, and to confirm your payment schedule.

Afterpay will auto-fill the credit/debit card information into Amazon’s credit/debit card area. Tap the Autopay button at the bottom of the screen and select Retry card details if some of the information does not autofill.

At the bottom of the screen, tap the yellow Add and continue button.

Make your selection. Your down payment will be approved, and the Amazon order will appear in the Orders page of your Afterpay app.

Remove the one-time payment information from Amazon. Once the order has been processed, you can safely withdraw the payment information from your Amazon account to avoid using it again in the future, which will result in the order declining.

Navigate to the Afterpay website. Afterpay allows you to purchase gift cards, which can then be used like cash at participating stores. Afterpay sells Amazon gift cards in values ranging from $5 to $500.

Amazon gift cards may not be available to you if you are a new client, have not previously repaid on Afterpay consistently, or are not enrolled in Pulse Rewards. Amazon gift cards are not always available in every market.[2]X

Purchase the desired amount of Amazon gift cards. The gift card will be sent to you digitally via email.


Go to Amazon and shop.

  • Put goods in your cart as you would usually.

12.Check out with your chosen items. Proceed through the payment screen like you normally would.

13.Input the Amazon gift card information when asked for payment details. 

At the payment method box, select Enter a gift card or promotional code. The gift card number should be entered here.


Afterpay’s compatibility with Amazon remains unknown, as the e-commerce giant has not yet formally integrated Afterpay into its payment options. While this may be a limitation for individuals who value Afterpay’s installment-based strategy, it’s worth keeping an eye out for any upgrades or changes in Amazon’s authorized payment options. Consumers may expect more easy and flexible payment solutions that suit their preferences and financial needs as the e-commerce market evolves.


What exactly is Afterpay?

Afterpay is a “buy now, pay later” service that allows customers to divide their purchases into interest-free installments over a set length of time, typically six weeks. It gives consumers more freedom to manage their budgets while still enjoying their products right away.

Can I use Afterpay on other online shopping platforms?

Yes, depending on the retailer’s agreement with Afterpay, Afterpay is accepted on a variety of e-commerce platforms, both major and small. Many online retailers accept Afterpay as a payment method during the checkout process.

May I recommend a payment method to Amazon?

Individual client payment method ideas are often not accepted by Amazon. However, you can submit feedback to Amazon through their official channels, and based on market demand and trends, they may consider adding more payment methods.

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